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“I am bored”, three words that forecast intensive brain-picking for the next hour to make sure the day doesn’t turn into a nightmare for both you and your little one.

Needless to say keeping kids busy all summer long is probably one of the most strenuous tasks a mother will face. Add a 9-to-5 job to the equation and you will be in for a fun ride! So take a deep breath, don’t give in to guilt for working while they’re at home and remember that tablets and binge eating in front of the TV are not a way to solve the issue and make it through summer.

Of course, there’s the all-time favorite: summer camps. But you usually have to secure a place months earlier since they fill up quite quickly. Moreover, summer camps often start one or two weeks after school’s over and come to an end before the next academic year arrives, require hectic organization for drop-offs, pick ups and babysitting with a nanny or the grandparents; so better be prepared in advance to face any eventuality!

So let’s focus on fun yet constructive options that can keep the kids busy even if Mom is not here to keep an eye on them…

Create a learning fun kit to make sure they remember what they learned last year and are ready to kick off the upcoming school year.
Schedule weekly storytelling and poetry evenings for the family and have your little ones prepare the program and content.
Plant a flower garden in a planter and have your kids choose what plants and flowers to grow.
Have old school fun: take out the old board games, prepare salt dough or help them create their own outdoor chalkboard in the yard.
Build a birdhouse and bird feeder with Popcicle sticks and seeds and have them take care of it.
Make a photo journal and let them pick the photographs they want to include by scanning in the old shoe boxes no one opens.
Have them volunteer: no matter how old they are, there is always a way in which one can help, even if it’s just taking time to sort out old toys and clothes that are too small to wear.
Create your own puppets and have them bring them to life by preparing puppet shows.
Have them start a new activity: summer is the best time to learn how to swim, play tennis or pick up an instrument
Make the most out of every weekend: roadtrips, picnics and even water balloon fights and scavenger hunts are sure to have your kids’ heads filled with great memories!

Any fun and creative ideas of your own? A special activity or a favorite spot to take the kids? Feel free to share with the WE Community!

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Based on your consent : To process your personal data for specific purposes other than the ones described above. The lawfulness of such processing is based on your consent.

Units and/or persons that are authorized to process your data within BLC Bank.
“Fransabank” as a Mother company, where it is necessary for our legitimate interests to do so or in order to comply with our obligations under the law.
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Third parties to whom BLC is required to transfer data under the obligations of International treaties and/or binding agreements.
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We retain your personal data for the purposes they were initially collected, in accordance with the law and relevant regulations.
We may need to retain your data for a period longer than 10 years after the termination of our relationship in order to comply with regulatory or legal requirements.
We may need to store your Personal data for a period exceeding 10 years to satisfy our legitimate purposes.
Records can be held on a variety of media (physical or electronic) and formats.

We carry out data evaluations (including on payment transactions) in the context of our anti-money laundering, anti-terrorism financing and anti-fraud measures.
We employ credit scoring to assess your creditworthiness, so that we can evaluate whether customers will meet their contractual payment obligations and to make fair and responsible decisions regarding the provision of our services and products, especially in the context of providing banking facilities, including loans and overdrafts.

You have given us your explicit consent to do so, in which case you may revoke such consent at any time.
Where we believe that such processing is necessary for pursuing our legitimate interests.

The right to access your Personal Data or be provided with a copy of the data being held about you.
The right to request the correction of any inaccuracies in your Personal Data.
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The right to appeal any automated decision making or profiling.
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Protect individuals from having their personal data misused or mishandled and assure to them that their personal information is being securely protected.
Establish individuals’ rights by creating responsibilities for businesses by setting guidelines for the way to handle and store their personal data.
Give individuals control over their personal data.
Improve the level of compliance by introducing significant penalties on organizations that fail to meet their regulatory obligations.

LAWFULNESS &FAIRNESS : BLC will only process Personal Data fairly and lawfully and for specified purposes. These restrictions are not intended to prevent processing but to ensure that BLC processes Personal Data for legitimate purposes.
TRANSPARENCY : BLC must provide detailed, specific information to data subjects about what happens to their Personal Data. This information will be provided through appropriate privacy notices that must be concise, transparent, intelligible, easy accessible and in clear and plain Language to allow the data subjects to easily understand the status of their Personal Data.
INDIVIDUAL CONSENT : Explicit consent will be obtained in situations where serious data protection risk emerges, hence, where a high level of individual control over personal data is deemed appropriate. The consent must be freely given, specific, and includes an unambiguous indication whether a clear statement or affirmative action from the data subject to process his/her personal data.
When BLC processes personal data that are necessary to conduct a service requested by a customer, under the agreed terms and conditions the processing is considered legitimate and no further consent is needed.
Written consent shall be presented in an understandable and easily accessible form, using clear and plain language.
Data subjects shall be able to withdraw their consents to processing based on the Bank’s internal procedure. BLC shall maintain a record of all consents obtained to demonstrate compliance.
PURPOSE LIMITATION : Personal Data will be collected only for specified, explicit and legitimate purposes. It will not be further processed in a manner incompatible with those purposes unless the data subject is informed of the new purpose followed by his written consent.
DATA MINIMIZATION : BLC shall make sure that the processed Personal Data is adequate and relevant to the purpose for which it is intended to be processed and will not accumulate Personal Data that is not relevant for those purposes. BLC shall draft a retention policy to ensure that when Personal Data is no longer needed for specified purposes, it is securely destroyed or anonymised.
ACCURACY OF DATA : It is the responsibility of the data subject to provide accurate and updated personal data to BLC. BLC will take all reasonable steps to check the accuracy of any personal data at the point of collection and follow the procedure for reviewing the data at regular intervals thereafter. Incorrect or misleading data will be corrected or deleted as appropriate.
STORAGE LIMITATION : Personal Data will be retained for as long as reasonably necessary and/or as required or permitted by Law .BLC will take the reasonable steps to destroy or erase all personal data that is no longer required by national laws and regulations.
SECURITY OF DATA : BLC Bank shall take the reasonable necessary measures to protect the personal data it processes and to prevent its distortion, alteration, damage or unauthorized access through the implementation of a robust security program including but not limited to policies, controls, monitoring methods, recovery techniques, training and awareness.
Personal data shall be protected against unauthorized access using appropriate organizational, operational and technical measures. BLC will perform regular controls to ensure the effectiveness of these measures.

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To conduct marketing research and surveys that aim to improve BLC products and services.
To perform internal audit and compliance control.
To fulfill examiners’ demands in the course of external audit missions carried out at the Bank.
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To seek professional advice, including in connection with any legal proceedings for obtaining legal advice.
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FRANSABANK “ Mother Company”
Third parties to whom BLC is required to transfer data under the obligations of national Law and regulations, such as: BDL, BCC, CMA, SIC & MOF.
To conduct marketing research and surveys that aim to improve BLC products and services.
Third parties to whom BLC is required to transfer data under the obligations of International treaties and/or binding agreements.
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Credit related companies or agencies which have dealings with BLC.
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BLC will reasonably make sure that third parties who receive personal data of a data subject shall treat the personal data with confidence and in accordance with Data protection law and regulations. BLC will not transfer data of the data subject to any third party to be used for direct marketing purposes without obtaining the prior consent of the data subject.

Withdraw consent to processing personal data based on the Bank’s internal procedure.
Request access to their personal data.
Prevent the use of their personal data for direct marketing purposes.
Ask the Bank to erase personal data if and when it is no longer necessary. However BLC may deny a request of an individual if the request constitutes an abuse of rights or the request entails a deletion of data required by national Law or regulations.
Rectify or complete personal data.
Be notified of any personal data breach.
File a complaint with the appropriate Legal authority.
Receive or ask for their personal data to be transferred to a third party in a structured, commonly used and machine readable format.

To process personal data based on documented instructions from BLC Management.
To have appropriate technical and organizational measures to ensure an appropriate level of security.
To delete or return all the personal data at the sole discretion of BLC at the end of the service provided.
Delete any existing soft or hard copies of the personal data unless required by national Laws & regulations.
Avoid involving another processor without the prior authorization of BLC Management.

Promote & maintain a culture that respects customer privacy & personal data across BLC & related entities.
Review & approve the Data Protection Policy.
Oversee the level of readiness of the Bank for compliance with data protection requirements.

Promote and enforce high standards of data protection.
Ensure that Data Protection Policy is properly and timely implemented.
Ensure that management and employees are aware of, understand and adhere to data protection standards.
React promptly and effectively to compliance issues that arise whenever a data protection breach is detected or suspected.

Develop and update the Data Protection Compliance Program and ensure its proper implementation.
Provide advices where requested on data protection obligations.
Monitor compliance with data protection law and regulations.
Raise awareness on data protection requirements.
Ensure coordination between the supervisory authorities and BLC Bank.
Act as a contact point for data subjects and the supervisory authority.
Submit periodic reports to BOD Compliance & AML/CFT Committee & Senior Management.
Coordinate with the Organization Department to align existing and new procedures with data protection regulations.

Ensure that all staff working under their responsibilities adheres to the instructions reflected in this policy.
Ensure incorporation of data protection requirements & best practices into business processes.

Develop and maintain an information and cyber security program including policies, procedures, controls, as well as awareness activities to ensure data protection commensurate with the level of acceptable risk as established by the Bank’s General Management.
Ensure incorporation of data protection requirements & best practices into business processes.
Report cyber security incidents involving personal data breaches to the DPO.

Amend BLC existing contracts, agreements and terms & conditions to include all data protection requirements.
Make sure that contracts, agreements, legal forms are aligned with data protection requirements.
Assist DPO in proper handling of conflictual situations arising from data breach.

Perform regular compliance audits to determine the level of compliance of Business & control functions with data protection requirements.
Inform the DPO about identified potential compliance weaknesses.
Submit periodic reports to BOD Audit Committee & Senior Management on the effectiveness of implemented security measures.

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Making sure your little ones have fun

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